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Insights for Savvy Investors

Isaac Shani Isaac Shani

Dallas County Releases Its 2026 Payment Standards

Dallas County quietly released its 2026 payment standards this month, giving investors the first real glimpse of where voucher ceilings are heading next year. The early takeaway is steadier than many expected, with most 3- and 4-bedroom zip codes either flat or rising and only a few notable declines. South Dallas posted some of the strongest gains, while Mesquite saw a meaningful pullback that investors should factor into their underwriting. The new tables also highlight how wide the subsidy range stretches across the county, even if the high-end numbers do not reflect typical investment targets. Overall the update signals a stable and mostly healthy environment for voucher-focused landlords preparing for 2026.

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Isaac Shani Isaac Shani

Shutdown Enters Its Fourth Week: What HCV Investors Should Know and How to Prepare

The government shutdown has now entered its fourth week, creating ripple effects across federal programs from SNAP to housing. So far, Section 8 payments remain stable thanks to advance funding, but investors should start planning for a potential December slowdown if the impasse continues. This week’s post breaks down what’s happening behind the scenes, how it could affect both landlords and tenants, and why calm preparation still beats panic.

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Isaac Shani Isaac Shani

Unlocking the Rent Premium: Why Dallas Vouchers Pay More Than You Think (And Where the Real Value Lies)

Most landlords assume voucher rents sit below market, but in Dallas, the truth is often the opposite. Thanks to HUD’s zip-based rent system and DHA’s structured payment standards, Housing Choice Vouchers can match or even exceed unassisted rents in the right neighborhoods. The key lies in understanding rent reasonableness, negotiating effectively, and knowing when to appeal. This post breaks down how SAFMRs, DHA policies, and disciplined execution combine to create a rent premium that’s both achievable and sustainable—without the hype.

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Isaac Shani Isaac Shani

Shutdowns and Section 8: Why DHA Landlords Shouldn’t Panic

When I first saw the headline that the government had shut down, my mind went to a simple but critical question: will DHA keep paying landlords? The answer lies in how HUD funds local housing authorities. Because dollars are obligated in advance, HAP payments under existing contracts continue to flow, even when HUD staff are furloughed. The real strain comes if a lapse drags on long enough to delay renewals or stall new vouchers, as we saw in the 35-day shutdown of 2019. For Dallas investors, that means short-term turbulence but no change to the long-term fundamentals. Real estate is still the long game, and DHA remains one of the most stable income streams in the market.

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